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Lifestyle Account for 18 - 35 year olds

We understands how hard it is to save money whilst studying or starting out in the workforce. As such, the Lifestyle account has been created to give these members a head start in life and assist them with achieving their lifelong goals sooner. The Lifestyle Account is a savings account that supports all your savings goals, whatever your lifestyle. The account has been designed to create the perfect mix of a disciplined savings plan with a high-interest rate to help you achieve your savings goals sooner.

Depositing a minimum of $400 a month with no withdrawals will earn you bonus interest. We understand that this may not always be possible, but not to worry, you will always earn the standard interest, and you can try again the following month to earn bonus interest.

Up to 1.50% pa
Interest Rate

  • Standard interest rate of 0.40% pa
  • Bonus interest of 1.10% pa1 can be earned in addition to standard interest if you deposit a minimum of $400 per month
  • Ongoing bonus interest
  • Assist in saving for your first home
  • Helps achieve your financial goals


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Lifestyle Account
Interest Rates
>$00.40% pa
Annual fee$0 
Monthly fee$0 
Bonus rate1.10% pa1
Maximum Rate1.50% pa1
Minimum amount$1 
Online & Phone BankingYes 
Interest incomeCalculated daily, paid monthly 


1 Lifestyle Accounts are only available to members aged 18-35 and limited to one account per membership. Rates are current as at 01/4/2020 and subject to change without notice. Standard interest applies when bonus conditions are not met. Bonus interest is paid if you deposit a minimum of $400 per calendar month and make no withdrawals or transfers. Maximum account balance that bonus interest will be paid on is $75,000. Interest will be calculated daily and paid monthly. To help promote savings, you are not able to order an access card on the Lifestyle account. For card access, a Transaction account can be opened.