My Credit Union


A Mortgage Line of Credit account is a home loan that acts like an overdraft account. You can use the funds for a renovation, to purchase a property or car, or even to cover your 'big' retirement plans.

4.45% pa
Variable Interest Rate

  • Owner Occupied
  • Access money whenever you need
  • Max borrowing $50,000
  • No annual fee
  • Fully flexible repayments
  • Competitive rates & features1


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Mortgage Secured Owner Occupied Overdraft
Interest Rates
Variable interest rate4.45% pa
Establishment fee$250 
Valuation fees included within establishment fee?No 
Annual fee$0 
Monthly fee$0 
Fixed discharge fee$209.50 
Minimum loan amount$10,000
Maximum loan amount$50,000 
Redraw facilityYes 
Additional repayments acceptedYes 
Calculation Options
Enable interest capitalisation optionNo 


1 Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank normal lending criteria. Fees and charges, terms and conditions apply.