My Credit Union


A comprehensive personal loan that offers you flexibility to make extra repayments.1

Perfect for just about anything you want. Things for your house, your family, a swimming pool, a boat or that big round the world trip.

7.99% pa2
Variable Interest Rate

8.20% pa3
Comparison Rate

  • Low Approval Fee
  • Early repayment without penalty
  • Redraw facility


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Personal Loan (Unsecured)
Interest Rates
Variable interest rate7.99% pa2
Comparison rate8.20% pa3
Establishment fee$150 
Annual fee$0 
Monthly fee$0 
Redraw fee$0 
Minimum amount$1,000 
Maximum amount$40,000 
Maximum term (years)7 
Redraw facilityYes 
Additional repayments acceptedYes 


1 All applications are subject to Sydney Mutual Bank's normal lending criteria. Fees and charges, terms and conditions apply.

2 Loan available for all purposes except debt consolidation. New loans only - no payout of existing Sydney Mutual Bank loans.

3 Comparison rate based on a $30,000 loan over 5 years unsecured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.