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To view our interest rates click on the links below

  Owner Occupied Home Loans*
Loan Type   Interest Rate Comparison Rate
Standard Variable Rate Min $20,000 3.47% pa 3.53% pa1
Fixed Rate 1 Year Fixed Rate Min $20,000 3.29% pa2 3.51% pa1
  2 Year Fixed Rate Min $20,000 3.29% pa2 3.50% pa1
  3 Year Fixed Rate Min $20,000 3.24% pa2 3.47% pa
  5 Year Fixed Rate Min $20,000 3.79% pa2 3.66% pa1
First Home Buyers Basic Variable Min $20,000 3.37% pa 3.43% pa1
First Home Buyers Standard Variable Min $20,000 3.47% pa 3.53% pa1
Basic Variable Rate Min $20,000  3.37% pa 3.43% pa1
Bridging Loan Variable Min $20,000 4.60% pa 4.66% pa1
Mortgage Secured Overdraft   4.60% pa n/a

 

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  Investment Home Loans*
Loan Type   Interest Rate Comparison Rate
Investment Variable Rate Home Loan IO Min $20,000  4.07% pa 4.13% pa1
Investment Variable Rate Home Loan P&I Min $20,000  3.97% pa 4.03% pa1
Investment 1 Year Fixed Rate Home Loan P&I Min $20,000  3.54% pa3 3.99% pa1
Investment 2 Year Fixed Rate Home Loan P&I Min $20,000  3.54% pa3 3.95% pa1
Investment 3 Year Fixed Rate Home Loan P&I Min $20,000  3.49% pa3 3.90% pa
Investment 5 Year Fixed Rate Home Loan P&I Min $20,000  4.04% pa3 4.06% pa1
Investment 1 Year Fixed Rate Home Loan IO Min $20,000  3.74% pa3 3.99% pa1
Investment 2 Year Fixed Rate Home Loan IO Min $20,000  3.74% pa3 3.98% pa1
Investment 3 Year Fixed Rate Home Loan IO Min $20,000  3.69% pa3 3.96% pa
Investment 5 Year Fixed Rate Home Loan IO Min $20,000  4.24% pa3 4.08% pa1

 

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  Personal / Car Loans*
Loan Type Interest Rate Comparison Rate
Overdraft  
Personal Loan Unsecured 7.99% pa4 8.20% pa5
Debt Consolidation Loan 11.99% pa 12.21% pa5
New Car Loan (cars up to 3 yrs old) 6.45% pa6 6.66% pa7
Green Loan 6.10% pa 6.10% pa5
Term Deposit Secured Loan 4.60% pa 4.80% pa5

 

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  VISA Credit Card & Overdraft    
Loan Type Interest Rate
Low Rate VISA Credit Card 10.49% pa
Business Overdraft 14.76% pa

 

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*Rates for new loans only.

1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank normal lending criteria. Fees and charges, terms and conditions apply.

2 At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.

3 At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.

4 Loan available for all purposes except debt consolidation. New loans only - no payout of existing Sydney Mutual Bank loans.

5 Comparison rate based on a $30,000 loan over 5 years unsecured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

6 Based on a secured variable rate loan. New loans only - no payout of existing loans.

7 Comparison rate based on a $30,000 loan over 5 years secured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

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