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To view our interest rates click on the links below

  Transaction Account
Balance Interest Rate
$0 - $19,999 0.00% pa
$20,000 - $49,999 0.00% pa
$50,000 and over 0.00% pa

 

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  iNet Savings Account
Balance Standard Interest Bonus Interest
$0 - $1,999.99 0.10% pa1 0.60% pa2
$2,000 and over 1.00% pa1 0.60% pa2

 

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  Young Saver Account
Balance Interest Rate
Portion up to $5,000 3.00% pa3
Portion above $5,000 to $10,000 1.50% pa3
Portion above $10,000 0.01% pa3

 

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  Christmas Club
Balance Interest Rate
Whole Balance 0.40% pa4

 

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  Retirement Account
Balance Interest Rate
$0 - $3,000 0.30% pa
$3,000 - $49,000
0.65% pa
$49,200 - $250,000 1.25% pa
$250,000 and over 1.75% pa

 

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  Pensioner Aware Account (Single Accounts)
Balance Interest Rate
$0 - $1,999 0.10% pa5
$2,000 - $49,200 0.65% pa5
Over $49,200 1.75% pa5

 

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  Pensioner Aware Account (Joint Accounts)
Balance Interest Rate
$0 - $1,999 0.10% pa5
$2,000 - $81,600 0.65% pa6
Over $81,600 1.75% pa6

 

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  Cash Management Account
Balance Interest Rate
$0 - $4,999 0.00% pa7
$5,000 - $9,999 0.00% pa7
$10,000 - $24,999 0.05% pa7
$25,000 - $49,999 0.05% pa7
$50,000 - $99.999 0.10% pa7
$100,000 - $249,999 0.10% pa7
$250,000 and over 1.75% pa

 

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  Money Market Account
Balance Interest Rate
$0 - $4,999 0.10% pa8
$5,000 - $9,999 0.10% pa8
$10,000 - $24,999 0.10% pa8
$25,000 - $49,999 0.10% pa8
$50,000 - $99,999 0.20% pa8
$100,000 - $249,999 0.70% pa8
$250,000 - $499,999 0.70% pa8
$500,000 and over 0.90% pa8

 

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  Savings Motivator Account
Balance Standard Interest Bonus Interest
Whole Balance 0.10% pa9 0.90% pa9

 

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  Direct Saver Account
Balance Standard Interest
$0 - $2,999.99
0.15% pa
$2,999.99 and over
0.80% pa

 

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  eMoney Account
Balance Standard Interest
$0 - $249,999.99
0.30% pa
$250,000 and over
1.50% pa

 

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  Lifestyle Account
Balance Standard Interest Bonus Interest
Whole Balance 0.80% pa 2.0% pa10

 

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1 No minimum deposit. Interest is calculated on the daily balance and paid monthly.

2 Bonus rate only available for first four months on balances up to $500,000 for new accounts holders.

3 No minimum balance. Interest is calculated on the daily balance and paid monthly.

4 No minimum balance, withdrawals from 1 November to 31 January each year. Interest is calculated on the daily balance and paid annually – 30 November.

5 Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

6 Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

7 Initial deposit and minimum balance $5,000. Deposits lodged minimum 24 hours and thereafter at call. The interest rate is set weekly on a Monday. Full transaction account. Interest is calculated on the whole daily balance and paid on the last day of every month.

8 Limited access account. Initial deposit and minimum balance $5,000. Minimum deposit $1,000. Minimum withdrawal $1,000. The interest rate is set weekly on a Monday. Interest is calculated on the whole daily balance and paid on the last day of very month.

9 Interest calculated daily and paid monthly. All accounts receive interest at the standard rate, qualifying accounts where a balance has been retained and at least one deposit of $1.00 or more has been made and no withdrawals taken during the month will also receive a bonus interest rate payment.

10 Lifestyle Accounts are only available to members aged 18-35 and limited to one account per membership. Rates are current as at 01/10/19 and subject to change without notice. Standard interest of 0.80%pa applies when bonus conditions are not met. Bonus interest of 1.20%pa is paid if you deposit a minimum of $400 per calendar month and make no withdrawals or transfers. Maximum account balance that bonus interest will be paid on is $75,000. Interest will be calculated daily and paid monthly. To help promote savings, you are not able to order an access card on the Lifestyle account. For card access, a Transaction account can be opened.

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